A Comparative Study on Non-Performing Assets with Reference to State Bank of India and Union Bank of India, Anantapur

Dr. P. Basaiah; J. Mounika Slessin

Title:
A Comparative Study on Non-Performing Assets with Reference to State Bank of India and Union Bank of India, Anantapur

Authors:
J. Mounika Slessin | Dr. P. Basaiah

Cite This Article :

J. Mounika Slessin | Dr. P. Basaiah "A Comparative Study on Non-Performing Assets with Reference to State Bank of India and Union Bank of India, Anantapur" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-6, October 2022, pp.245-251, URL: https://www.ijtsrd.com/papers/ijtsrd51854.pdf

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Abstract :
A strong banking sector has always been important factor for economy to flourish. Once the banking sector fails it always has negative effect on the other sectors. Non- performing assets have always been one of the major concerns in India. Banks performance is reflected by its NPA level. Non-Performing Assets are a burning topic of concern for the public sector banks, as managing and controlling NPA is very important. The current paper with the help of secondary data, from RBI website, tried to analyze the 5 years, (from 2017-2018 to 2021-2022) net non-performing asset data of State Bank of India and Union Bank of India by using correlation, and with the help of SPSS software. The main objective of the study is to find out if there are any significant differences in the mean variation of the concerned banks. This paper also focuses on the reason behind the NPA and its impact on banking operations. This study will give clear picture of NPA and discloses the needs objectives to study about NPA.NPA is studied by using bar diagram and certain test the hypothesis regression test is also used which helps to understand the degree and relation between the profits and gross NPA along with the levels of profits which helps to understand easily.

Keywords :
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Publication Details:

Unique Identification Number : IJTSRD51854

Published In : Volume-6 | Issue-6, October 2022

Page Number(s) : 245-251

Publisher Name : IJTSRD | www.ijtsrd.com | E-ISSN 2456-6470

Copyright © 2019 by author(s) and International Journal of Trend in Scientific Research and Development Journal. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (CC BY 4.0) (http://creativecommons.org/licenses/by/4.0)

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